Travel Insurance – Travel Guard

While there are some things better left behind when packing, a travel insurance policy is certainly not one of them. Even the Government of Canada has strong recommendations for Canadians to “purchase the best travel insurance you can afford before leaving Canada.” They go on to warn that hospitals and clinics in some countries have been known to refuse medical emergencies where patients did not have adequate travel health insurance or money to pay their bills.

You never want to find yourself in a situation where you’re far from home, uninsured and overcome by a medical emergency. Think about how you would handle a significant expense that you weren’t prepared for. According to a recent study conducted by The Canadian Payroll Association, 48% of respondents believed it would be difficult to make ends meet if their pay was delayed by just one week. Hard-working Canadians deserve their well-earned vacations, but shouldering the cost of a major out-of-country medical emergency could cause financial devastation for some.

What’s more, as Canadians with government health insurance coverage, many of us may be shocked to learn what the average cost of medical care outside of Canada is. According to The Conference Board of Canada, almost 63% of Canadian leisure travellers vacation in the United States annually. So it’s relevant to point out that according to the International Federation of Health Plans’ 2015 Comparative Price Report, the average cost of heart by-pass surgery in the U.S. is $78,318 USD. That would induce sticker shock in the most financially comfortable amongst us.

According to John Sessler, Segment Leader at AIG Canada Travel Guard, “when assessing your travel insurance needs, ask a lot of questions. Make sure your travel insurance provides continuous medical coverage throughout your whole trip, and if you’re flying, make sure it includes coverage for trip cancellation, interruption and delay.” Sessler added, “Choose an insurance company like Travel Guard who is there for you 24/7 with emergency medical and live travel assistance.”

In today’s day and age, we take for granted how many things must go right for you and all of your belongings to travel successfully through all checkpoints to your final destination. It’s likely that the brave travellers of the first non-stop transatlantic flight over 75 years ago would have been shocked to learn that according to the 2016 SITA Baggage Report, over 23.1 million pieces of baggage were mishandled worldwide in 2015 and that according to, in the past 30 days, over 27,000 flights were cancelled and 480,000 were delayed around the globe. Fortunately — since travel insurance is an option for you — pack what you need for these modern times.

“Choose an insurance company like Travel Guard who is there for you 24/7 with emergency medical and live travel assistance.”

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