Your All-Inclusive Credit Card

Disenchanted with past experiences of administrative hassles, blackout periods, expiring points, and numerous other restrictions, it’s no wonder the vast majority of us are a little reluctant when we hear about a credit card offering a shiny new rewards program. However, with an annual fee of just $99, 15,000 bonus points, and rewards that offer true value and flexibility –the Scotiabank®* Gold American Express® Card is leaps and bounds above the competition.

Giving consumers the opportunity to earn travel rewards up to 4x faster, this impressive rewards card is all about molding to fit your lifestyle. Unlike many cards that require you to be a diligent aviator to rack up points, the Scotiabank Gold AmEx Card allows you to earn serious points for your everyday transactions. In fact, you can receive 4 Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, restaurants and entertainment.

Equally as attractive, this card makes redeeming points a breeze. Providing customers with flexibility, choice and service, the Scotiabank Gold American Express Card allows you to redeem anytime, anywhere. Just track the points you earn online, and when you are ready to use them, simply call customer service for 24/7 assistance or go online to plan your travel booking.

There are never any blackout dates, your points never expire, and there is no booking fee. Book travel using your Scotiabank Gold American Express Card and you can redeem your points for your complete trip – including taxes and surcharges, combine points and payment, or even redeem points post purchase. And with Low Price Airfare Alerts, you will be notified if a lower price becomes available.

Besides travel, you can redeem your Scotia Rewards points for merchandise on a massive selection of brand name rewards, or, invest in your future and apply them to your mortgage, loan, or investments like mutual funds, RRSPs and RESPs. If you can’t decide, simply use the points to pay down or create a credit balance on your credit card.

In addition, this credit card gives you extraordinary travel benefits like special amenities, complimentary upgrades, not to mention significant discounts and special rates on hotels, cruises, car rentals and vacation packages.

While you are off exploring the world, have peace of mind knowing your Scotiabank Gold American Express Card offers insurance coverage on emergency medical, lost and delayed luggage, trip delay and cancellation, trip interruption and flight delay, hotel and motel burglary, rental car collision and theft, and more.

With one of the lowest annual fees, an exceptional point earning rate, a strong travel insurance package, and one of the most flexible redemption process, the Scotiabank Gold American Express is your all-inclusive credit card.